30.05.2025

In 2024, GROSS paid out UZS 109.64 billion (€8.16 million) in claims, marking a 35% increase from 2023 (UZS 81 bn / €5.90 mln). The company's technical reserves grew by 66% over the year — from UZS 246.8 bn (€17.97 mln) to UZS 409.4 bn (€30.47 mln) — demonstrating its strong capacity to meet obligations to policyholders.
GROSS significantly expanded its customer base, with the number of policies growing by 16% to 860,914 in 2024. Net premiums written also demonstrated steady growth, increasing by 33%, from UZS 450.2 bn (€32.78 mln) to UZS 600.5 bn (€44.69 mln).
The company maintains its leading position in claims settlement: according to the report of the National Agency of Perspective Projects of the Republic of Uzbekistan (NAPP), 97.7% of GROSS policyholders who submitted claims received payouts in 2024. This figure significantly exceeds the market average of 89.5%.
GROSS was the only company from Uzbekistan to receive the prestigious GAZET INTERNATIONAL AWARDS 2024. The “Best Customer Service in Insurance Uzbekistan 2024” award highlights the company's exceptional service quality and innovative approach to insurance business development.
Since 2022, Fitch Ratings has annually assigned GROSS a financial strength rating of B+ with a “Stable” outlook.


Why tourist insurance is a mandatory part of any trip. We will discuss what risks it covers, how to choose a tourist policy, what to do in case of an insured event, and how to avoid refusing medical care abroad - read on the GROSS.UZ website!


Let's examine what KASKO covers in Uzbekistan: accidents, kidnapping, natural disasters, damage by third parties and other insurance cases. We explain how a voluntary insurance policy works and what to pay attention to when choosing car protection, read on the GROSS.UZ website!


Learn why to apply for KASKO and what risks the policy covers. Let's examine 5 key reasons for car insurance: protection from damage, theft, accidents, and unforeseen expenses. Read about the reasons for choosing KASKO insurance on the GROSS.UZ website!


This article explains in detail what OSAGO in Uzbekistan is, who is required to obtain this insurance policy, how much OSAGO costs and which factors affect the price. It also provides a step-by-step guide on how to arrange mandatory car insurance and what vehicle owners should pay attention to


Visible Bag is a social project implemented together with Uzum


From January 1, 2026, the cost of OSAGO insurance in Uzbekistan will increase. We examine the reasons for the price rise, new tariffs, changes in insurance payouts, and what this means for vehicle owners, individuals, and legal entities. Read more on GROSS.UZ