30.05.2025

In 2024, GROSS paid out UZS 109.64 billion (€8.16 million) in claims, marking a 35% increase from 2023 (UZS 81 bn / €5.90 mln). The company's technical reserves grew by 66% over the year — from UZS 246.8 bn (€17.97 mln) to UZS 409.4 bn (€30.47 mln) — demonstrating its strong capacity to meet obligations to policyholders.
GROSS significantly expanded its customer base, with the number of policies growing by 16% to 860,914 in 2024. Net premiums written also demonstrated steady growth, increasing by 33%, from UZS 450.2 bn (€32.78 mln) to UZS 600.5 bn (€44.69 mln).
The company maintains its leading position in claims settlement: according to the report of the National Agency of Perspective Projects of the Republic of Uzbekistan (NAPP), 97.7% of GROSS policyholders who submitted claims received payouts in 2024. This figure significantly exceeds the market average of 89.5%.
GROSS was the only company from Uzbekistan to receive the prestigious GAZET INTERNATIONAL AWARDS 2024. The “Best Customer Service in Insurance Uzbekistan 2024” award highlights the company's exceptional service quality and innovative approach to insurance business development.
Since 2022, Fitch Ratings has annually assigned GROSS a financial strength rating of B+ with a “Stable” outlook.

From January 1, 2026, the cost of OSAGO insurance in Uzbekistan will increase. We examine the reasons for the price rise, new tariffs, changes in insurance payouts, and what this means for vehicle owners, individuals, and legal entities. Read more on GROSS.UZ

Learn what to do if you lose your luggage, how to act in such a situation, and what assistance insurance can provide. Detailed step-by-step guide by Gross Insurance!

Learn about the fascinating history of travel insurance, from its early steps in the 19th century to modern approaches, with insights from Gross Insurance experts!

Learn what Takaful is and how the principles of Islamic insurance offer unique benefits. Discover the key aspects and opportunities of Takaful with Gross Insurance!

Learn how travel insurance helps in case of illness during your trip. Find out which insurance services for tourists are included, insurance formats, and what is important to know for protecting your health, on the Gross Insurance website!

What is an insured event: what situations are considered insured and what do they include? This article discusses the key criteria for an insured event and examples of its application. Read on to find out more!