Passenger Accident Insurance
Provides financial protection in the event of injury, disability, or death caused by an accident while traveling.
Injury resulting from an accident (e.g., a fall at the airport, train station, or port) that causes harm to health.
Disability of Group I, II, or III caused by an accident.
Death as a result of an accident.
The policy can be purchased online in just a few minutes.
The electronic document is available immediately after payment.
Valid from the moment of arrival at the airport, train station, or port until departure from the destination point.
Covers layover periods.
Protection also applies to transit passengers in waiting areas.
Policy validity period: the entire duration of the trip — from arrival at the departure point until leaving the arrival point.
Territorial coverage: as specified in the policy.
Insurance payout: For injury — percentage of the insured sum according to the payout table; For disability — up to 80% of the insured sum (depending on disability group); For death — 100% of the insured sum
Deductible: none.
Claim settlement period: up to 10 business days after the case is recognized as insured and the claim act is signed.
Keep all documents and certificates — they are mandatory for claim payment.
In serious cases, contact the insurance company immediately.
Suicide or attempted suicide.
Intentional self-harm or deliberate exposure to danger (except in life-saving situations).
Sunburn, heat stroke, frostbite not caused by technological factors.
Failure to follow instructions of the vessel commander, captain, or law enforcement officers.
Mental illnesses.
Illegal actions aimed at causing an insured event.
Being under the influence of alcohol, drugs, or toxic substances.
A court declaration of a person as missing (unless legally equated to death caused by an accident).
Insurance in 4 steps
