About the company

OUR VALUES

  • Responsibility

    We prioritize the needs and expectations of our clients, partners, and employees, ensuring that we meet our obligations with integrity.

  • Efficiency

    We strive for operational excellence, always aiming to achieve optimal results through effective and streamlined processes.

  • Compliance

    We adhere strictly to all applicable laws and regulations, ensuring that our actions are always aligned with legal and ethical standards.

  • Innovation

    We are forward-thinking and embrace innovative solutions that enhance the value we provide to our stakeholders

  • Humanity

    We make decisions with empathy and respect, always considering the impact on individuals and communities.

  • Integrity

    We uphold a reputation of honesty and transparency, fostering trust and reliability in all our relationships.

Company mission

Reliable insurance solutions for your financial protection and peace of mind for the future.

Why GROSS?

Flexible, customized policies tailored to your needs — apply online or through fintech services

24/7 support worldwide

In-house medical group and emergency claim service.

The key — GROSS truly pays. The company leads in the number of positively resolved claims and provides real support in any situation.

Milestone background
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1 million+

satisfied clients

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13+ years

on the market

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60+

branches across the country

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700+

sales points nationwide

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150+

types of insurance products across various sectors

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AAA Rating

Highest reliability level, according to NAPP

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79

79 countries worldwide with partners

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Uz A++

highest reliability rating

Company History

2024

  • Fitch Ratings confirmed the rating of the Gross insurance company at B+ with a "Stable" outlook.

  • Solvency rating uzA++ from Ahbor-Reyting.

  • Recognized as the most innovative insurance company in Uzbekistan at the The Global Economics Awards.

  • Won the title of "Best General Insurance Company" at the International Finance Awards.

  • Received the Gazet International Awards 2024 for Best Customer Service in Insurance in Uzbekistan.

  • Awarded for leadership in settling insurance claims in 2023.

  • The Xavfsiz Harakat project won 4 awards at the Jolbors Festival.

  • The social project was recognized with bronze awards for PR campaigns and ESG projects.

  • GROSS ranked 5th among all brands in Uzbekistan and 1st among insurance companies.

Our team

Our team consists of over 450 highly qualified specialists in the field insurance, finance, auditing and actuarial science.

our team

Support and assistance at every stage

24/7 support


24 hours, 7 days a week, 365 days a year our Clients receive support and quality service via a single telephone number 1166 from anywhere in our country.

Center operators:

  • They will answer all questions related to the provision of insurance services;

  • Provide support in the event of an insured event;

  • They will help you choose the optimal insurance program and calculate its cost, renew your insurance policy, and also find out about the results of your insurance claim.

Guarantee of trust and stability

Licenses and certificates

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certificate-agency

Financial reporting

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capital of gross

Clients and partners

Thousands of people and businesses trust us to protect their interests!

News and articles

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10.12.2025

Insurance event and its categories

What is an insured event: what situations are considered insured and what do they include? This article discusses the key criteria for an insured event and examples of its application. Read on to find out more!

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10.12.2025

CASCO: a cost-effective way to insure your car and save money | How CASCO works and what it covers

CASCO helps protect your car from damage, theft and unexpected expenses. What are the advantages of CASCO and when is it particularly beneficial for car owners? In this article, we take a detailed look at the features of the policy and its possibilities, find out how to choose the right option!

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10.12.2025

How property insurance works in Uzbekistan? | Property protection

How does property insurance work in Uzbekistan and what risks does it cover? What do you need to know before taking out a policy and how is compensation paid? The article discusses the key conditions and features of property protection, read the material on the website!

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10.12.2025

Travel insurance: a necessity or an unnecessary expense | When insurance really helps travellers

Travel insurance helps avoid financial risks while travelling and covers unexpected expenses. Does every traveller need travel insurance? In this article, we look at situations where a policy really comes in handy and why it is worth taking one out before travelling

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29.09.2025

CCLIOMV in Uzbekistan: What Mandatory Car Insurance Covers and How to Get a Policy Online

CCLIOMV in Uzbekistan - find out what mandatory car insurance covers, which risks are included in the OSAGO policy, and how to conveniently purchase car insurance online. Get practical information for drivers and car owners on GROSS.UZ!

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26.09.2025

What is more expensive: accident repairs or a comprehensive car insurance policy?

Find out what’s more expensive - repairing your car after an accident or purchasing a CASCO insurance policy. We compare repair costs, assess potential risks and explain how to choose the most cost-effective protection option for drivers on GROSS.UZ!