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About the company

OUR VALUES

  • Responsibility

    We prioritize the needs and expectations of our clients, partners, and employees, ensuring that we meet our obligations with integrity.

  • Efficiency

    We strive for operational excellence, always aiming to achieve optimal results through effective and streamlined processes.

  • Compliance

    We adhere strictly to all applicable laws and regulations, ensuring that our actions are always aligned with legal and ethical standards.

  • Innovation

    We are forward-thinking and embrace innovative solutions that enhance the value we provide to our stakeholders

  • Humanity

    We make decisions with empathy and respect, always considering the impact on individuals and communities.

  • Integrity

    We uphold a reputation of honesty and transparency, fostering trust and reliability in all our relationships.

Company mission

Reliable insurance solutions for your financial protection and peace of mind for the future.

Why GROSS?

Flexible, customized policies tailored to your needs — apply online or through fintech services

24/7 support worldwide

In-house medical group and emergency claim service.

The key — GROSS truly pays. The company leads in the number of positively resolved claims and provides real support in any situation.

Milestone background
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1 million+

satisfied clients

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14+ years

on the market

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60+

branches across the country

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700+

sales points nationwide

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150+

types of insurance products across various sectors

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AAA Rating

Highest reliability level, according to NAPP

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79

79 countries worldwide with partners

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Uz A++

highest reliability rating

Company History

2024

  • Fitch Ratings confirmed the rating of the Gross insurance company at B+ with a "Stable" outlook.

  • Solvency rating uzA++ from Ahbor-Reyting.

  • Recognized as the most innovative insurance company in Uzbekistan at the The Global Economics Awards.

  • Won the title of "Best General Insurance Company" at the International Finance Awards.

  • Received the Gazet International Awards 2024 for Best Customer Service in Insurance in Uzbekistan.

  • Awarded for leadership in settling insurance claims in 2023.

  • The Xavfsiz Harakat project won 4 awards at the Jolbors Festival.

  • The social project was recognized with bronze awards for PR campaigns and ESG projects.

  • GROSS ranked 5th among all brands in Uzbekistan and 1st among insurance companies.

Our team

Our team consists of over 450 highly qualified specialists in the field insurance, finance, auditing and actuarial science.

our team

Support and assistance at every stage

24/7 support


24 hours, 7 days a week, 365 days a year our Clients receive support and quality service via a single telephone number 1166 from anywhere in our country.

Center operators:

  • They will answer all questions related to the provision of insurance services;

  • Provide support in the event of an insured event;

  • They will help you choose the optimal insurance program and calculate its cost, renew your insurance policy, and also find out about the results of your insurance claim.

Guarantee of trust and stability

Licenses and certificates

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certificate-agency

Financial reporting

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capital of gross

Clients and partners

Thousands of people and businesses trust us to protect their interests!

News and articles

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23.02.2026

Travel Insurance: How Tourists Can Avoid Being Left Without Medical Care Abroad

Why tourist insurance is a mandatory part of any trip. We will discuss what risks it covers, how to choose a tourist policy, what to do in case of an insured event, and how to avoid refusing medical care abroad - read on the GROSS.UZ website!

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23.02.2026

Comprehensive protection for your car: what KASKO covers in Uzbekistan | GROSS.UZ

Let's examine what KASKO covers in Uzbekistan: accidents, kidnapping, natural disasters, damage by third parties and other insurance cases. We explain how a voluntary insurance policy works and what to pay attention to when choosing car protection, read on the GROSS.UZ website!

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23.02.2026

5 reasons to get KASKO for your car: Protection and Financial Security | GROSS.UZ

Learn why to apply for KASKO and what risks the policy covers. Let's examine 5 key reasons for car insurance: protection from damage, theft, accidents, and unforeseen expenses. Read about the reasons for choosing KASKO insurance on the GROSS.UZ website!

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23.02.2026

OSAGO in Uzbekistan: What It Is, How Much It Costs and How to Get a Policy | GROSS.UZ

This article explains in detail what OSAGO in Uzbekistan is, who is required to obtain this insurance policy, how much OSAGO costs and which factors affect the price. It also provides a step-by-step guide on how to arrange mandatory car insurance and what vehicle owners should pay attention to

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An Idea That Works — Visible Bag

Visible Bag is a social project implemented together with Uzum

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29.12.2025

OSGOVTS in Uzbekistan to become more expensive from January 1, 2026: What Will Change

From January 1, 2026, the cost of OSAGO insurance in Uzbekistan will increase. We examine the reasons for the price rise, new tariffs, changes in insurance payouts, and what this means for vehicle owners, individuals, and legal entities. Read more on GROSS.UZ