Comprehensive takaful insurance of vehicles

A vehicle is not just a means of transportation, but a major financial investment. Many unexpected situations can arise on the road every day: an accident, theft, natural disaster, or technical failure. In such cases, it is extremely important to take protective measures in advance so that the vehicle owner does not face a serious financial loss.

-Passenger cars: owned by individuals and legal entities;

-Trucks;

-Buses and minibuses (passenger transport vehicles).

-Flood, storm, hurricane, heavy rain, hail, heavy snowfall, ground displacement, landslide, mudflow, lightning strike, earthquake, fire, explosion, impact or fall of objects, road traffic accident, unlawful actions of third parties.

-Unlawful actions of third parties: arson, breakage, or damage of the insured vehicle by third parties, theft of the vehicle or its individual parts, as well as destruction of or damage to the vehicle resulting from other offenses/unlawful/illegal acts.

-Total loss of the vehicle: damage to the vehicle to such an extent that the cost of its restoration is equal to or exceeds its actual value. Misappropriation of the vehicle is equated to its total loss.

-Misappropriation of the vehicle: misappropriation, driving away, theft, or robbery of the vehicle or its independent mechanism, part, system, connecting element, device, and/or structural component by third parties for the purpose of unlawful possession.

-Loss of commercial appearance (marketable condition): means the repair and restoration work on the insured vehicle carried out to eliminate damage sustained as a result of an insured event agreed upon in this subsection, as well as the reduction of its actual value and/or other loss caused by weather and/or continuously acting factors.