Takaful insurance of leased special equipment

Special equipment, such as excavators, bulldozers, cranes, tractors, and other heavy industrial machinery, when acquired through leasing, is at the same time both an asset of the lessor and the main means of production for the lessee. While the leasing agreement remains in force, any damage to the equipment or its breakdown seriously affects the financial interests of both parties.

-Construction machinery — Excavators, bulldozers, graders, vibratory drilling machines;

-Lifting machinery — Cranes, telehandlers, hydraulic lifts, truck-mounted cranes;

-Agricultural machinery — Tractors, combine harvesters, harvesting machines, tillage units;

-Mining and quarrying equipment — Drilling rigs, loading conveyors, mining loaders;

-Industrial and warehouse equipment — Forklifts, warehouse cranes, hydraulic platforms;

-Municipal and special-purpose equipment — Road cleaning, snow removal, and waste collection vehicles.

-Loss or damage of special equipment as a result of various natural disasters and road traffic accidents;

-Unlawful actions of third parties (arson, vandalism, disabling, theft of the special equipment or its individual parts) resulting in loss of or damage to the insured special equipment;

-Misappropriation (looting, carrying off, theft, robbery), as well as damage to the insured special equipment as a result of such misappropriation.