A premium-level insurance plan that includes everything in SILVER and GOLD — plus exclusive privileges and extended benefits
Traffic accidents — compensation for damage from collisions involving other vehicles
Collisions and falling objects — protection from damage caused by falling trees, rocks, and other objects
Fire and explosion — coverage for damage caused by fire or explosion
Criminal acts by third parties — compensation for damages caused by malicious actions
Natural phenomena — protection against floods, storms, hurricanes, heavy rains, hail, heavy snowfall, landslides, mudflows, lightning strikes, and earthquakes
Theft — compensation for damage in case of vehicle theft
No exclusions — full protection, no fine print
Claim payout within THREE DAYS — from the date the insurance incident report is signed, provided that emergency commissioners are called to the accident scene via the hotline 1166
24/7 Roadside assistance (fuel delivery, engine start, tire replacement) — free of charge, up to 3 times during the policy term
Coverage for minor criminal damage without a police report — when the damage is less than or equal to 1% of the insured amount
Towing cost coverage — organization and payment for towing your damaged vehicle
No need for a traffic police report (DPS) — if the damage does not exceed 10% of the insured amount (except in cases involving third parties, fire, explosion, or criminal acts), no police report is required
Damage assessment cost coverage — payment for professional assessment of damage to your vehicle