Compulsory Civil Liability Insurance

Compulsory Employer's Liability Insurance

Legal. Responsible. Protected. Employer insurance that matters.

Many employers mistakenly view Compulsory Employer's Liability Insurance as a mere formality. In reality, it’s a critical social protection tool that ensures compensation for harm caused to employees' life or health while performing their job duties.

What does the policy cover?

The policy provides insurance coverage for the employer’s liability to employees in case of harm to their life or health while performing their professional duties, including:

Occupational injuries and trauma

Work-related illnesses

Other physical harm sustained in the workplace

Key benefits:

In case of employee death: a lump sum of no less than five times the average annual salary, plus monthly payments to dependents. In case of injury: compensation for loss of work capacity, medical treatment, and rehabilitation.

Convenient application — complete your policy online without leaving your office.

Dedicated support center — expert help and consultation via short number 1166.

Fast claims processing — we ensure prompt decisions and timely payments.

Easy renewal — extend your coverage without extra paperwork.

IMPORTANT

The policy does not cover moral damages.

IMPORTANT

According to the Law of the Republic of Uzbekistan, all employers—both legal entities and individuals—must obtain Compulsory Employer's Liability Insurance within 15 business days of registration or signing a labor contract.

Employers operating without valid insurance violate the law and may face administrative fines ranging from 7 to 30 base calculation units.

Secure your workforce and your business today — Get your Compulsory Employer's Liability Insurance policy now and stay protected. Construction and Installation Works Insurance (CIR) Confidence at Every Stage. Insurance that Builds with You